Get the biggest bang from your renovation buck

Renovating can be a daunting prospect: from keeping your budget in check; to finding the right tradesman; avoiding additional hidden expenses; and attempting to replicate the results of your favourite renovation show. This article lists seven tips to help you get the biggest ‘bang’ for your renovation buck. Get the biggest bang from your renovation buck

Do you have the right protection for your loan?

Buying a property is one of the biggest investments many people will make in their lives. Understanding the different insurances that can protect your mortgage is an important step in not only getting your property transaction right now but protecting yourself in case of future events that may affect your ability to pay your mortgage. Do you have the right protection for your loan?

Fixed? Variable? Or both?

With so much uncertainty surrounding who now has more control over setting mortgage interest rates – the Reserve Bank or the banks – it might be timely to think about your loans and whether they are structured to suit your needs into the future. One of the most obvious considerations for your home mortgage is whether a fixed or variable rate loan is best for you. An article that clearly explains the pros and cons of fixed and variable rate loans.

Is this the future of banking?

Peer to Peer, or ‘P2P’, lending is a method of bringing borrowers and lenders together without a traditional financial institution to act as intermediary. This increasingly popular form of lending takes advantage of the internet to connect individuals who have money to lend with those who require funding for any reputable need. Is this the future of banking?

Broker or Bank: Which one is better?

There are many reasons why it pays to use a mortgage broker when shopping for your home loan, and even if you want to use your own bank for your mortgage, you can still use a broker to help process paperwork and manage the application on your behalf, plus there is no direct cost to you. Why A Broker or Bank: Which one is better?