Zero-based budgeting: Making every dollar count

While primarily used by organisations, zero-based budgeting can also be applied to personal finances, helping individuals review and justify expenses, understand their spending habits, and achieve savings goals. The article provides a step-by-step guide to creating a household zero-based budget and highlights the benefits and drawbacks of this approach in both corporate and personal settings. – Zero-based budgeting: Making every dollar count.

Debt repayment plan

This article provides tips and strategies for creating a debt repayment plan, including creating a budget, prioritising high-interest debt, and choosing a repayment strategy, and includes a case study to demonstrate the benefits of creating a debt repayment plan. – Debt repayment plan.