The three stages of retirement planning

This article explains the three stages to retirement, outlining the most important considerations when planning for these years and cover Government assistance, through to strategies for retirement planning. – The three stages of retirement planning.

Downsizing to upsize your retirement

This article looks at the current behaviours of older Australians with respect to downsizing the family home, as well as factors that should be consider when weighing up the decision of whether or not to downsize. – Should you downsize to upsize your retirement?

Retirement planning: 3 things to remember

Retirement should be a time to wind down and enjoy life, however there are a few important topics often overlooked when planning for retirement. This article explains three of these aspects including re-contribution strategies, death nominations and having a spending policy in place. – Retirement planning: 3 things to remember.

How much can we spend in retirement?

Having spent most of our lives accumulating retirement savings, it is easy to understand why retirees are fearful of spending their hard-earned nest egg. This article explains how an adviser can help evaluate the likelihood of achieving your retirement goals, as well as minimising longevity risk. How much can we spend in retirement?

Are you sacrificing your retirement for your adult children?

With the cost of living on the rise, it’s natural to want to give your children a helping hand financially. This article discusses important points to consider before gifting money to family, including implications on your future retirement savings and tax obligations. A case study is included to illustrate the importance of having the right protections in place. Are you sacrificing your retirement for your adult children?