How to own your home earlier

This article provides an understanding of mortgage repayments and how different factors affect total interest paid. It uses a case study to demonstrate. – How to own your home earlier.

If I was 25 again I would…

If I was 25 again I would… If I was 25 again I would… pay extra off my mortgage. If I could find just $100 extra per month – less than the proverbial cup of coffee every day – and added this to my repayments on a $300,000 mortgage with an interest rate of 3.75% per...

Defying mortgage stress

If more than 30 percent of your pre-tax income goes towards paying your mortgage, you meet the definition for being ‘mortgage-stressed’ – and it’s more common than you think! – Defying mortgage stress.

The Risk of Losing your Home

With housing prices souring, and mortgages getting larger, have you considered what may happen when interest rates inevitably increase? The unfortunate reality is that many families will face financial distress, rather quickly. This article discusses how just a small increase to interest rates can cause budgets to crumble and what you can do to prepare yourself financially. The Risk of Losing your Home