Defying mortgage stress

If more than 30 percent of your pre-tax income goes towards paying your mortgage, you meet the definition for being ‘mortgage-stressed’ – and it’s more common than you think! – Defying mortgage stress.

When is the best time to refinance your home loan?

When is the best time to refinance your home loan? When is the best time to refinance your home loan? As a home owner with a mortgage, chances are you’ve heard of the term ‘refinancing’. Refinancing involves reviewing your current mortgage, and potentially...

A helping hand to step into your first home

This article is about the First Home Loan deposit scheme. It outlines the eligibility criteria as well as discussing the advantages and disadvantages of the scheme. It encourages readers to see a mortgage broker or lender to guide them through the application process.