How much can we spend in retirement?

Having spent most of our lives accumulating retirement savings, it is easy to understand why retirees are fearful of spending their hard-earned nest egg. This article explains how an adviser can help evaluate the likelihood of achieving your retirement goals, as well as minimising longevity risk. How much can we spend in retirement?

The cautious traveller

With international travel resuming and holidaymakers booking their long-awaited getaways, this article highlights important tips for travellers that could save a lot of heartache and money. The cautious traveller

Are you sacrificing your retirement for your adult children?

With the cost of living on the rise, it’s natural to want to give your children a helping hand financially. This article discusses important points to consider before gifting money to family, including implications on your future retirement savings and tax obligations. A case study is included to illustrate the importance of having the right protections in place. Are you sacrificing your retirement for your adult children?

Digital vs Physical Assets

Not a day goes by where we don’t hear about bitcoin in the news or from a friend who has a hot tip on a new cryptocurrency. The past few years have seen an increase in the popularity of digital assets such as cryptocurrency and Non Fungible Tokens (NFTs). Direct shares and managed funds are also digital assets. Digital vs Physical Assets

What is a market index and how might it affect your investments?

Investors who pay attention to the finance segment of the daily news may be aware that in late July 2019 the Australian All Ordinaries Index finally returned to the height it enjoyed before the Global Financial Crisis, but in the ensuing two weeks it experienced some volatility, losing around 1.7% of its value. Similarly, in January 2020, the All Ordinaries broke through the 7,000 barrier for the first time but had slipped back by around 2.8% in late February due to the economic effects of the Coronavirus outbreak. What is a market index and how might it affect your investments?

There’s more to shares than numbers on a screen

Whether it’s by direct purchase, via a managed fund or through superannuation, most Australians hold some form of share investment. Many of us are aware that if the numbers in the finance report on the evening news are mostly green that’s good and if they’re red that’s bad, but beyond that we give little thought to what shares are and why we should take an interest in them. There’s more to shares than numbers on a screen